M.Com in Banking and Financial Management: A Complete Guide

Advanced course that gets you ready for solid jobs in finance or banking.
UniList Desk

Updated Dec 2, 2025 | 07:05 PM IST

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M.Com in Banking and Financial Management is a popular postgraduate course among students who want careers in finance or investments. Many Indian students choose this programme because the chances of finding employment are relatively good and companies readily recruit postgraduates in this field. Growth in this sector is generally stable. Below is a detailed analysis that includes an overview of the syllabus, admission requirements, the enrolment process, key topics studied, job prospects after completing the course, and the names of top public universities that offer this programme.

What is M.Com in Banking and Financial Management ?

M.Com in Banking and Financial Management is a two year postgraduate programme. It covers subjects related to banking operations, financial markets, corporate finance, investment strategies and risk management. The course helps students develop analytical skills and sound judgement, both of which are essential in finance related occupations.

Eligibility Criteria

Most Indian government funded colleges follow similar entry conditions.
  • A Bachelor’s degree in Commerce or a closely related discipline is required.
  • A minimum score of 50 per cent is usually expected.
  • Students from reserved categories may receive relaxation as per government rules.
  • Some colleges use entrance tests while others admit students on the basis of merit.

Admission Process

Admission to M.Com in Banking and Financial Management usually follows these steps:
  1. Apply online through the official website of the university. Fill in all sections of the form carefully.
  2. Selection may be based on entrance exam scores or previous academic performance.
  3. Attend counselling or document verification and submit mark sheets, identity proof and caste certificates where applicable.
  4. Pay the admission fee and confirm the seat.

Course Curriculum

The programme includes both theoretical concepts and practical applications in finance and banking. Common subjects include:
  • Banking Principles and Operations
  • Financial Management
  • Risk and Insurance Management
  • Security Analysis and Portfolio Management
  • International Banking
  • Corporate Accounting
  • Financial Markets and Institutions
  • Investment Banking
  • Research Methods in Finance
Some students complete an internship in the final year, while others opt for a project or dissertation depending on the university and their area of interest.

Skills You Will Gain

Graduates typically develop skills such as:
  • Financial analysis
  • Knowledge of banking procedures
  • Risk assessment
  • Investment planning
  • Understanding of financial markets
  • Data interpretation
  • Decision making
These skills are useful in banks, financial firms and public sector institutions.

Career Opportunities After M.Com in Banking and Financial Management

Graduates may find employment in several areas. Common job roles include:
Bank Officer
Financial Analyst
Investment Adviser
Loan Officer
Credit Analyst
Accounts Executive
Finance Executive
Insurance Analyst
Stock Market Analyst
Research Assistant
Students may also prepare for public sector exams such as RBI Grade B, IBPS PO, SBI PO and NABARD Grade A or Grade B.

Top Government Colleges Offering M.Com in Banking and Financial Management

Well known public universities that offer M.Com programmes with specialisation in finance or banking include:
University of Delhi (Delhi School of Economics)
Banaras Hindu University, Varanasi
University of Mumbai
University of Calcutta
Jamia Millia Islamia, New Delhi
Pondicherry University
Aligarh Muslim University
Savitribai Phule Pune University
Osmania University, Hyderabad
Guru Gobind Singh Indraprastha University
These institutions offer strong academic support, experienced faculty and good placement assistance.

Why Choose This Course

  • High demand for finance professionals
  • Strong job stability
  • Opportunities across the public and private sectors
  • Useful for competitive exams
  • Suitable for students planning careers in finance or financial management
M Com in Banking and Financial Management is a strong option for students aiming for a stable and well structured career in finance. The course provides practical exposure and a clear understanding of essential financial concepts. Studying at a reputed public university offers better academic support and improved career prospects. This degree can help students move closer to their goals in banking, investment or financial services.

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